Medicare and ACA Open Enrollment Periods 2025

 

• The MEDICARE Open Enrollment period starts on October 15, 2024, and continues through December 7, 2024, for coverage beginning January 1, 2025. 
• The Affordable Care Act (ACA) Open Enrollment period for 2025 health plans starts November 1, 2024, and runs through January 15, 2025, in most states. However,  for coverage beginning January 1, 2025, you must enroll by December 15, 2024. The last day to enroll in or change Marketplace plans for the year with coverage starting February 1 is January 15, 2025.
• States that use their own marketplaces and enrollment platforms can establish different end dates for the annual enrollment period as long as they conclude on or after December 15, 2024. Other states may also be subject to an extension in 2025. States with state-run exchanges can issue last-minute extensions, and the federal government can issue an extension for all states using the federal marketplace.

Can Your Personality Influence Your Portfolio?

New Research Points to Yes

Academic researchers have been exploring how investors’ personalities might affect their financial decisions and wealth outcomes.  (continue to article)

HDHP/HSA Pairing May Help Control Medical Costs

 HDHP/HSA Pairing May Help Control Medical Costs

• High-deductible health plans offer potential savings by encouraging cost-effective choices in medical spending, as well as eligibility for a health savings account with tax advantages...  (continue to  article)
  

New Medicare Rules Tackle Prescription Drug Prices

 New Medicare Rules Tackle Prescription Drug Prices

• The Inflation Reduction Act of 2022 included provisions intended to lower prescription drug costs for Medicare enrollees and slow drug spending by the federal government... (continue to article)

Medical Debt and Your Credit Report

 Medical Debt and Your Credit Report

• This article looks at changes in the way medical debt is handled on credit reports and offers tips to avoid having unpaid medical bills impact credit... (continue to article)